Home / Glossary / ZaloPay Payments ZaloPay An e-wallet integrated with Zalo, Vietnam's most popular messaging app, enabling social payments and transfers. Related topic references Payments Platforms Related terms in Payments VietQR A standardized QR code system for payments in Vietnam, enabling interoperability between banks and e-wallets f… E-wallet Digital payment applications that store funds electronically. Major examples in Vietnam include Momo, ZaloPay,… BNPL (Buy Now Pay Later) A short-term financing option allowing consumers to purchase items and pay in installments, often interest-fre… MoMo Vietnam's largest e-wallet by user base, with approximately 30 million users. Known for its extensive agent ne… Agent Network A physical network of small shops and merchants that accept deposits and withdrawals for e-wallet services, cr… Neobank Digital-only banks without physical branches. Examples in Vietnam include Timo, Cake by VPBank, and LiveBank, …